In light of the recent hack at Equifax, it's more important than ever to be diligent in monitoring your credit. Below is some helpful information and links:
EQUIFAX CREDIT FREEZE – [Equifax Website]
- Credit freezes may be done online or by certified mail – return receipt requested.
- Request your credit freeze by certified mail using this sample letter. Please note the attachments you must include.
- If your PIN is late arriving, call 1-888-298-0045. They will ask you for some ID and arrange for your PIN to be sent to you in 4-7 days.
- Unfreeze: Do a temporary thaw of your Equifax credit freeze by snail mail, online or by calling 1-800-685-1111 (N.Y. residents dial 1-800-349-9960).
- Info on freezing a child’s credit with Equifax can be found here.
- If requesting a freeze by mail, use the following address:
- Equifax Security Freeze
P.O. Box 105788
Atlanta, GA. 30348
EXPERIAN CREDIT FREEZE – [Experian Website]
- Credit freezes may be done online; by certified mail – return receipt requested; or by calling 1-888-EXPERIAN (1-888-397-3742). When calling, press 2 then follow prompts for security freeze.
- Request your credit freeze by certified mail using this sample letter. Please note the attachments you must include.
- You can also freeze a child’s credit report. The information contained at this link is applicable for all three credit bureaus. You must first write a letter to each bureau to learn if your minor child has a credit report and if so, then you can proceed to freeze it.
- Unfreeze: Do a temporary thaw of your Experian credit freeze online or by calling 1-888-397-3742.
- Info on freezing a child’s credit with Experian can be found here.
- If requesting a freeze by mail, use the following address:
- Experian
P.O. Box 9554
Allen, TX. 75013
TRANSUNION CREDIT FREEZE – [TransUnion website]
- Credit freezes may be done online, by phone (1-888-909-8872) or by certified mail – return receipt requested. (Some users have reported difficulty with the online method. Please try one of the other options if you too experience difficulty.)
- Request your credit freeze by certified mail using this sample letter. Please note the attachments you must include.
- Unfreeze: Do a temporary thaw of your TransUnion credit freeze online or by calling 1-888-909-8872.
- Info on freezing a child’s credit with TransUnion can be found here.
- If requesting a freeze by mail, use the following address:
- TransUnion Protected Consumer Freeze
P.O. Box 380
Woodlyn, PA. 19094